Investors must be at least 18 years of age and legally capable of entering into a binding agreement.
Accounts must comply with all applicable laws, including Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations.
All investments are held in the client’s registered account with UBS Private Banking.
Clients retain full ownership of deposited funds.
UBS Private Banking may require additional verification before activating or managing investments.
A minimum deposit, as specified in the chosen investment plan, is required to participate.
UBS Private Banking reserves the right to revise minimum thresholds at any time.
Funds may be allocated across various portfolios in line with UBS investment strategies.
Performance is subject to market risks; past performance is not indicative of future results.
UBS Private Banking and its representatives will act in good faith and with due diligence but do not guarantee specific returns.
Clients must provide accurate and updated personal, financial, and contact information.
Clients are responsible for ensuring compliance with tax reporting obligations in their jurisdiction.
Withdrawals are subject to UBS Private Banking policies and may require advance notice.
Certain investment products may have lock-in periods or early withdrawal penalties.
Management fees, service charges, and transaction costs apply as per the UBS Private Banking fee schedule.
Fees are subject to periodic review and may change with prior notice.
All investments carry inherent risks, including potential loss of principal.
UBS Private Banking is not liable for losses resulting from market fluctuations, regulatory changes, or unforeseen circumstances.
Client information is handled in compliance with data protection regulations.
UBS Private Banking will not disclose personal data to third parties without consent, unless required by law.
These Terms & Conditions shall be governed by and construed in accordance with the laws of the relevant UBS jurisdiction.
Any disputes shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.
